Prop Firm Profit Splits Explained
How prop firm profit splits actually work: 80/20 vs 90/10, consistency bonuses, and which firms pay the most.
What the split really means
The "profit split" is what percent of your realised profits you keep. 80/20 means you get 80%, the firm gets 20%. Most firms start at 80/20 and improve to 90/10 once you hit a consistency threshold (often after the first payout or first withdrawal). A few firms advertise 100% on the first $X — that's often a promo and reverts after the threshold.
The real math beyond the headline
A 90/10 split on a $50k account that makes $5k in a month pays you $4,500 — minus the platform/data fees the firm charges on funded accounts (often $80–$160/mo combined). So your effective payout is $4,340. Compare that to a 80/20 firm with no platform fees at $4,000 — suddenly the "worse" split is only $340/mo worse, not the $500 headline suggests.
Consistency bonuses and scaling
Most firms have a scaling plan that increases account size as you stay consistent. FTMO: +25% every 4 months if you hit targets without breaches. Apex: multiple accounts up to 20. These scaling rewards often matter more than the headline split because size compounds.