# Prop Firm Profit Splits Explained

> How prop firm profit splits actually work: 80/20 vs 90/10, consistency bonuses, and which firms pay the most.

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- Content type: Trading guide
- Last reviewed: 2026-04-25

## Quick Answer

How prop firm profit splits actually work: 80/20 vs 90/10, consistency bonuses, and which firms pay the most.

## Key Takeaways

- What the split really means: The "profit split" is what percent of your realised profits you keep.
- The real math beyond the headline: A 90/10 split on a $50k account that makes $5k in a month pays you $4,500 — minus the platform/data fees the firm charges on funded accounts (often $80–$160/mo combined).
- Consistency bonuses and scaling: Most firms have a scaling plan that increases account size as you stay consistent.

## What the split really means

The "profit split" is what percent of your realised profits you keep. 80/20 means you get 80%, the firm gets 20%. Most firms start at 80/20 and improve to 90/10 once you hit a consistency threshold (often after the first payout or first withdrawal). A few firms advertise 100% on the first $X — that's often a promo and reverts after the threshold.

## The real math beyond the headline

A 90/10 split on a $50k account that makes $5k in a month pays you $4,500 — minus the platform/data fees the firm charges on funded accounts (often $80–$160/mo combined). So your effective payout is $4,340. Compare that to a 80/20 firm with no platform fees at $4,000 — suddenly the "worse" split is only $340/mo worse, not the $500 headline suggests.

## Consistency bonuses and scaling

Most firms have a scaling plan that increases account size as you stay consistent. FTMO: +25% every 4 months if you hit targets without breaches. Apex: multiple accounts up to 20. These scaling rewards often matter more than the headline split because size compounds.

## FAQ

### Do I get paid on unrealised profits?

No. Payouts are based on realised P&L at the payout snapshot. Unrealised positions don't count.

### Can I get a 100% split?

Some firms offer 100% on the first $10k per payout cycle. Above that it's 80% or 90%. Pure 100% in perpetuity isn't sustainable for the firm.

## Sources and Review Notes

- [FundedReady methodology](https://www.fundedready.org/methodology/): Review process, simulator scope, and educational disclaimers.
- [Apex Trader Funding official site](https://apextraderfunding.com/): Verify current challenge prices, payout rules, and trading restrictions at the source.
- [TopStep official site](https://www.topstep.com/): Verify current challenge prices, payout rules, and trading restrictions at the source.
- [Tradeify official site](https://tradeify.co/): Verify current challenge prices, payout rules, and trading restrictions at the source.
- [TakeProfitTrader official site](https://takeprofittrader.com/): Verify current challenge prices, payout rules, and trading restrictions at the source.
- [FTMO official site](https://ftmo.com/): Verify current challenge prices, payout rules, and trading restrictions at the source.

FundedReady content is educational. It is not financial advice, a signal service, or a promise that a trading strategy will be profitable.